Spense — Financial Dashboard
Welcome to Your
Financial Dashboard
Created with love by Adesholamie Spense
Everything you need to take control of
your finances, all in one place.
Hi There! How Are
You Doing Today?
Let's personalise your experience.
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What currency do you work with?
What's Your Main
Financial Focus?
Your dashboard will be tailored around what matters most to you.
Spense



Welcome back,
Financial overview
Your complete money picture at a glance.
Monthly income
Total expenses
Net saved
Savings rate
Cashflow snapshot
Add income and expenses in Budget to see cashflow.
Savings snapshot
Total saved
Across all goals
No goals yet.
Investment snapshot
Portfolio value
Total gain/loss
No holdings yet.
Net worth snapshot
Total assets
Liabilities
Net worth
Add assets and liabilities in Net Worth.
Budget
Track income, expenses, and your 50/30/20 breakdown.
Total income
$0
Total expenses
$0
Savings
$0
Leftover
$0
Your recommended 50/30/20 split based on income
Needs (50%)
$0
Wants (30%)
$0
Savings (20%)
$0
Percentage of your income spent
Needs (0%)
$0
Wants (0%)
$0
Savings (0%)
$0
Expense status
🟢Needs — add expenses to see status
🟢Wants — add expenses to see status
🔴Savings — add expenses to see status
Expense breakdown
Needs
Wants
Savings
Leftover
Expected vs actual
Total income
$0
Income sources
No income sources added yet.
Add income source
50/30/20 recommendation
Based on $0 monthly income
Needs 50%
Wants 30%
Savings 20%
Needs$0
Wants$0
Savings$0
Category insight: Add your income to see personalised 50/30/20 recommendations.
Totals by category
Needs
$0
0 items
Wants
$0
0 items
Savings
$0
0 items
Expense tracker
CategorySectionPlannedActualDiff
No expenses added yet.
Add expense
Savings tracker
Contributions made in this month
Contributed this month
$0
Goals contributed to
0
Goals on track
0
Click any goal to view and edit it in the Savings section.
No goals yet.
Month-to-month comparison
MonthIncomeExpensesSavingsLeftover
No months recorded yet.
Savings
Goals, emergency fund, sinking funds and savings calculator.
Total saved
$0
Active goals
0
Avg progress
0%
Total contributions
$0
Total saved across all goals
$0
Goals
0
Sinking funds
0
Avg progress
0%
Total contributed
$0
Savings breakdown by goal
Goals at a glance
No goals yet.
Month-to-month savings comparison
MonthTotal SavedContributedAvg Progress
No months recorded yet.
What are savings goals?
A savings goal is a specific target you are working towards: a holiday, house deposit, new car, or anything meaningful to you. Setting clear goals makes saving intentional rather than accidental.
Your goals
No goals yet.
Add a goal
What is an emergency fund?
An emergency fund covers unexpected expenses — job loss, medical bills or urgent repairs. Most experts recommend saving 3–6 months of essential living expenses.
Emergency fund calculator
Months of cover?
Total monthly expenses?
Currently saved for emergencies?
Monthly contribution to this fund?
Summary
Currently saved towards fund
0.00
Total emergency fund target
0.00
Remaining to reach target
0.00
Months remaining
Progress0%
Emergency fund checklist
💰
Start with 1 month
Even saving one month of expenses gives you a real financial buffer. It is the first milestone that turns into three, then six.
🏦
Keep it separate
Store it in a dedicated high-interest savings account. Keeping it separate prevents accidental spending and makes it easier to track your progress.
🔄
Automate contributions
Set up an automatic transfer on payday before you can spend it. Automation removes the temptation and ensures consistent progress even on busy months.
🎯
True emergencies only
Reserve this fund for genuine emergencies: job loss, unexpected medical bills, urgent home or car repairs. Holidays and shopping are wants, not emergencies.
🔁
Replenish after use
After using any part of your emergency fund, make rebuilding it your number one financial priority. Treat replenishment like a bill that must be paid.
A sinking fund is money set aside gradually for a planned future expense.
Your sinking funds
No sinking funds yet.
Add a sinking fund
All contributions
No contributions logged yet.
Log a contribution
How much will my savings grow?
See how your savings compound over time.
Projected savings
$0
Total contributed
$0
Interest earned
$0
How much do I need to save monthly?
Work backwards from your target.
Required monthly saving
$0
per month to reach your goal
Investments
Portfolio tracker, trade log, currency converter, asset allocation and compound interest calculator.
Holdings
No holdings yet. Log trades in the Trade Log tab to populate this.
Total invested
Portfolio value
Total gain/loss
% return
Portfolio value over time
By currency
No holdings yet.
Best performing holding
Add holdings to see your top performer.

Summary
Total invested
Current value
Total gain
Return %
Holdings breakdown
TickerTypeInvestedValueGain/Loss
No holdings yet.
Holdings snapshot
No holdings yet.
Trade log
No trades yet.

Add a trade
Currency converter
See how much an amount costs in another currency. Rates for USD, GBP, EUR, CAD are live. Naira (NGN) rate must be set manually.
1,000 USD =
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Common conversions
Quick reference based on your amount above.
Enter an amount to see conversions.
Asset allocation
Allocation by type
No holdings yet.
Investment calculator
Projected value
Total contributed
Interest earned
Net worth
Assets, liabilities, debt ratio, and your full financial picture.
Total assets
Total liabilities
Net worth
Debt ratio
Assets
NameCategoryValue

Liabilities
NameTypeBalanceInterest

Net worth breakdown
0
    0
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