Spense — Financial Dashboard
Welcome to Your
Financial Dashboard
Created with love by Adesholamie Spense
Everything you need to take control of
your finances, all in one place.
Hi There! How Are
You Doing Today?
Let's personalise your experience.
What's your name?
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What currency do you work with?
What's Your Main
Financial Focus?
Your dashboard will be tailored around what matters most to you.
Spense



Welcome back,
Financial overview
Your complete money picture at a glance.
Monthly income
Total expenses
Net saved
Savings rate
Cashflow snapshot
Add income and expenses in Budget to see cashflow.
Savings snapshot
Total saved
Across all goals
No goals yet.
Investment snapshot
Portfolio value
Total gain/loss
No holdings yet.
Net worth snapshot
Total assets
Liabilities
Net worth
Add assets and liabilities in Net Worth.
Budget
Track income, expenses, and your 50/30/20 breakdown.
Total income
$0
Total expenses
$0
Savings
$0
Leftover
$0
Your recommended 50/30/20 split based on income
Needs (50%)
$0
Wants (30%)
$0
Savings (20%)
$0
Percentage of your income spent
Needs (0%)
$0
Wants (0%)
$0
Savings (0%)
$0
Expense status
🟢Needs — add expenses to see status
🟢Wants — add expenses to see status
🔴Savings — add expenses to see status
Expense breakdown
Needs
Wants
Savings
Leftover
Expected vs actual
Total income
$0
Income sources
No income sources added yet.
Add income source
50/30/20 recommendation
Based on $0 monthly income
Needs 50%
Wants 30%
Savings 20%
Needs$0
Wants$0
Savings$0
Category insight: Add your income to see personalised 50/30/20 recommendations.
Totals by category
Needs
$0
0 items
Wants
$0
0 items
Savings
$0
0 items
Expense tracker
CategorySectionPlannedActualDiff
No expenses added yet.
Add expense
Savings tracker
Contributions made in this month
Contributed this month
$0
Goals contributed to
0
Goals on track
0
Click any goal to view and edit it in the Savings section.
No goals yet.
Month-to-month comparison
MonthIncomeExpensesSavingsLeftover
No months recorded yet.
Savings
Goals, emergency fund, sinking funds and savings calculator.
Total saved
$0
Active goals
0
Avg progress
0%
Total contributions
$0
Total saved across all goals
$0
Goals
0
Sinking funds
0
Avg progress
0%
Total contributed
$0
Savings breakdown by goal
Goals at a glance
No goals yet.
Month-to-month savings comparison
MonthTotal SavedContributedAvg Progress
No months recorded yet.
What are savings goals?
A savings goal is a specific target you are working towards: a holiday, house deposit, new car, or anything meaningful to you. Setting clear goals makes saving intentional rather than accidental.
Your goals
No goals yet.
Add a goal
What is an emergency fund?
An emergency fund covers unexpected expenses — job loss, medical bills or urgent repairs. Most experts recommend saving 3–6 months of essential living expenses.

Emergency fund calculator
Months of cover?
Total monthly expenses?
Currently saved for emergencies?
Monthly contribution to this fund?
Summary
Currently saved towards fund
0.00
Total emergency fund target
0.00
Remaining to reach target
0.00
Months remaining
Progress0%
A sinking fund is money set aside gradually for a planned future expense.
Your sinking funds
No sinking funds yet.
Add a sinking fund
All contributions
No contributions logged yet.
Log a contribution
How much will my savings grow?
See how your savings compound over time.
Projected savings
$0
Total contributed
$0
Interest earned
$0
How much do I need to save monthly?
Work backwards from your target.
Required monthly saving
$0
per month to reach your goal
Debt Tracker
Track, manage and plan your way to debt freedom.
Total debt
0
Total paid
0
Monthly minimum
0
Active debts
0
What is the debt tracker?
Add each debt you owe — credit cards, loans, mortgages — and Spense will track your balances, calculate interest, and build a payoff plan. Payments you log here also update your Net Worth automatically.
Quick tips
1.Add all your debts with their current balance and interest rate.
2.Log every payment — even minimums — to track progress.
3.Use the Payoff Planner to see your debt-free date.
4.Avalanche = pay highest rate first. Snowball = pay smallest balance first.
Your debts
No debts added yet. Use the Manage Debts tab to get started.
Your debts
No debts added yet.
Add a debt
Payment history
No payments logged yet.
Log a payment
Payoff strategy
Debt-free in
--
Total interest
--
Payoff order
Add debts to see your payoff plan.
Investments
Portfolio tracker, trade log, currency converter, asset allocation and compound interest calculator.
Holdings
Total invested
Portfolio value
Total gain/loss
% return
unrealized
Unrealized gain
Open positions vs cost basis
Realized gain
Profit/loss from completed sales
Portfolio growth estimate
By currency
No holdings yet.
Top performers
No holdings yet.
Underperforming
No holdings yet.
Top dividend earners
No dividends logged yet.
Asset allocation by type
By exchange
No holdings yet.
Portfolio snapshot
Holdings
Total dividends received
Avg return per holding
Trade log
No trades yet.

Add a trade
Total received
This year
Reinvested
Withdrawn
Payments logged
0
No dividends logged yet.
Log a dividend payment
Enter amount and price to see estimated shares
Asset allocation
Return by exchange
No holdings yet.
Return by holding
No holdings yet.
Your watchlist
No tickers on your watchlist yet.
Add to watchlist
What is compound growth?
Compound interest means you earn returns on both your original investment and on the gains you have already made. The longer you invest, the more powerful this effect becomes.

Investment calculator
Starting amount
Annual return rate (%)
Investment period (years)
Regular contribution
Inflation adjustment (optional)
Projected value
Nominal value
Total invested
Gains earned
Invested vs doing nothing
What your money becomes investing vs leaving it at 0%
Invested
Just saved (0%)
Net worth
Assets, liabilities, debt ratio, and your full financial picture.
Total assets
Total liabilities
Net worth
Debt ratio
Assets
NameCategoryValue

Liabilities
NameTypeBalanceInterest

Net worth breakdown
0
    0
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